Get a fast and simple home improvement loan, no equity or collateral required.
Thinking about building a new pool, putting solar panels on the roof, or remodeling the kitchen or bath? When you have good credit, our national online lending partners offer unsecured, fixed-rate loans from $5,000 to $100,000. You’ll have the cash in your account to pay the contractor when you’re ready. Enhance your home and your home’s value.GET PERSONALIZED OFFERS
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Loan Amounts From
$5,000 to $100,000
Loan Terms From
24 months to 84 months
Annual Percentage Rate From
3.84% to 35.99%
What is a personal home improvement loan?
A personal home improvement loan is money borrowed from a bank, credit union or online lender that you pay back in fixed monthly installments, typically over two to five years, along with interest. The annual percentage rates on loans from mainstream lenders can range from 5% to 36%.
Most personal loans are unsecured, which means they aren’t backed by collateral. A secured loan backed by a car or house typically is cheaper, but you can lose the asset if you default on paying it back. Unless you qualify for a 0% interest balance-transfer credit card, the rates on personal loans are typically cheaper than those on credit cards, and the amounts you can borrow are usually higher. If you have big balances on multiple high-interest credit cards, a personal loan can help you consolidate the debts into one payment at a lower rate.
For example, if you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.
Compare rates from multiple lenders before choosing. The loan with the lowest APR is the least expensive — and therefore, usually the best choice.
The Benefits of a Personal Home Improvement Loan
How do I shop for a personal home improvement loan?
We make it easy to shop and compare personal loans from our network of partner lenders. We offer personal loans for a complete range of purposes, including debt refinance, weddings, home improvement, medical emergencies and more. Funds from $1,000 to $100,000, APR ranges from 4.99% to 35.99% (based on creditworthiness), terms from 24-84 months, and money as soon as next business day.LEARN MORE
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Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.
APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner can charge you. Rates will vary based on your credit worthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lender’s and/or lending partner’s personal terms and conditions in full before proceeding for a personal loan.